AI Underwriting

60-second underwriting.
Every deal. Every input.

Not magic. Auditable. Every decision shows its inputs, its calculations, and its confidence — so brokers can trust it, and lenders can approve it.

See a live analysis Open a sample deal →
Live · Northwind Coffee
Copperline HVAC
Meridian Logistics
INGEST
Parsed 4 bank statements · 82 tx/mo · $142K deposits
8s
CREDIT
FICO 724 · Prime · 0 public records · 3 inquiries
3s
CASH FLOW
$18,420 avg. daily · 0 NSF · 3.2× DSCR
14s
POSITIONS
1 open MCA · $412/wk · 8 wks remaining
6s
5
MATCHING
Ranking against 32 lenders...
23s
Recommendation

Approve $75K–$85K · 12mo

Strong cash flow (0 NSF in 90d, 3.2× DSCR) and prime credit. One open MCA is non-blocking. Submit to Nexlink first — 86% historical approval on similar files.

Confidence91%
01 · AUDITABLE

Every claim traces to a source.

Source data, system calculation, and AI interpretation are visibly distinct. Nothing is inferred without evidence.

02 · CALIBRATED

Confidence is reported honestly.

91% confidence means 91%. When the model is uncertain, it says so — and flags what's missing.

03 · SPECIFIC

Range, not just yes or no.

Recommended funding range, best lender fit, expected term, and next action — every output is decisions-grade.

04 · FAST

Under a minute, every file.

OCR + credit + cash flow + risk factors + lender ranking. All parallelized. Median: 54 seconds.

05 · CORRECTABLE

You can override anything.

The AI recommends. The broker decides. Every override is logged and feeds back into future recommendations.

06 · PRIVATE

Your deals never train someone else's model.

Data isolation per broker. No cross-tenant training. Your applicants stay yours.

Trust is engineered, not claimed.

Four specific things we do so brokers — and their lenders — can rely on the output.

Every rationale is exportable

Attach the AI's reasoning to your lender submission. Not to justify — to accelerate. Lenders approve faster when they see the same math you did.

Model performance is tracked live

Broker recommendations vs. actual outcomes. If the model drifts, it retrains — and you can see when it last did.

Uncertainty is flagged, not hidden

"Missing 2 months bank data" isn't a footnote — it's a badge on the recommendation. The system tells you what to fix before you submit.

Bias is monitored

We track approval rate parity across industry, geography, and business type. If a segment underperforms, we investigate. [VALIDATION REQUIRED for public claims.]

See it on your own file

Bring a deal. Watch it get analyzed.

20-min demo. One live file. Watch the 5-step scan run against your actual bank statements.

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