Business profile
Verified by MFM Data · Sep 09Legal name
Northwind Coffee Co., LLC
DBA
Northwind Coffee
EIN
83-4****19
Entity
Multi-member LLC
Formed
Mar 2020
State
Colorado (CO)
Industry
Food & Beverage · 722515
Employees
14 (FTE)
Annual revenue
$1,704,000
Monthly avg
$142,000
Locations
3 Denver metro
Funding purpose
Equipment · new location
Credit profile
Experian · Pulled Sep 09 · 8:02 EDT724
FICO 8
Prime
Payment history100%
Utilization18%
Age of credit11.2 yrs
Recent inquiries (12m)3
Open tradelines7
Public records0
AI underwriting analysis
Completed in 54s · Model: FM-UW-v3.201INGEST
Parsed 4 bank statements · 82 transactions/mo avg · $142K deposits
8s
02CREDIT
FICO 724 · Prime · 0 public records · 3 inquiries · utilization 18%
3s
03CASH FLOW
Avg daily balance $18,420 · Positive 87/90 days · 0 NSF · 3.2× debt coverage
14s
04POSITIONS
1 open MCA · Weekly $412 · 8 wks remaining · Non-blocking
6s
05MATCHING
Ranked against 32 lenders · 3 high-confidence matches identified
23s
Recommendation · 91% confidence
Approve $75,000 – $85,000 · 12–14 month term · Weekly ACH
Northwind Coffee shows strong cash-flow discipline (0 NSF in 90d, 3.2× DSCR) and prime credit. One open MCA position is non-blocking and clears in 8 weeks. Recommend submission to Nexlink Capital first — historical 86% approval rate on similar files, avg 6h 14m to offer. Fall-back: Meridian Funding Partners.
Lender matches
Ranked by fit score · Historical approval on similar filesNX
Nexlink Capital
Working capital · 6–18mo · Weekly ACH
94
Fit score
$80,000
Est. offer · 12mo
MF
Meridian Funding Partners
Working capital · 6–24mo · Weekly ACH
88
Fit score
$75,000
Est. offer · 12mo
CB
Copperbridge Financial
Term · 12–36mo · Monthly ACH · Larger tickets
81
Fit score
$85,000
Est. offer · 18mo