NX
Nexlink Capital
Favorite
Top performer
Working capital
Term loans
Direct funder specializing in working capital and short-term MCA for established SMBs. Weekly ACH structure. Best fit for prime and near-prime credit with 6+ months TIB and $50K+/mo revenue.
Submissions
42
↑ 8 · 30d
Approvals
36
↑ 12% rate
Approval rate
86%
Top 1 lender
Avg. offer
$52.4K
Time to offer
6h 14m
↓ 18% · 30d
Funded volume
$1.12M
↑ 22%
Product mix 4 products
Working capital · 6mo
$10K – $75K · Weekly ACH
1.28–1.34×
12–15%
Preferred
Working capital · 12mo
$25K – $150K · Weekly ACH
1.32–1.38×
12–15%
Standard
Term loan · 18mo
$50K – $250K · Bi-weekly
1.38–1.44×
10–13%
Standard
Renewals
Existing clients · 60% paid down
1.24–1.30×
8–10%
Requires history
Fit criteria
Min TIB6 months
Min FICO600
Min revenue$15K/mo
Max positions2 open MCA
Bank stmts3 months min
NSF (90d)≤ 3
Restricted industriesCannabis, adult, crypto
Best fit signals
Food service · trades · retail · established SMB with strong daily balance and low position count. FICO 680+ with recent positive trend.
Recent activity Last 10
| Deal | Submitted | Amount | Status | Outcome |
|---|---|---|---|---|
| Meridian Logistics · FM-4821 | Sep 4 | $45,000 | Funded | Approved · 1.34× · 12mo |
| Rowan & Co. · FM-4810 | Aug 30 | $29,000 | Funded | Approved · 1.32× · 6mo |
| Copperline HVAC · FM-4820 | Sep 6 | $32,500 | Offer | Approved · Awaiting sign |
| Ridge Line Fitness · FM-4814 | Sep 3 | $68,000 | Offer | Approved · 1.36× · 12mo |
| Sierra Bakery · FM-4805 | Aug 27 | $22,000 | Declined | 2 open MCAs (max) |